Retirement · Life between places
Retiring in the UK as a US citizen: tax questions
Retirement in the UK can bring you closer to family while leaving income and savings on both sides of the Atlantic. Begin with the rhythm you want and the arrangements that will fund it. Put each payment source on its own line so you can ask precise questions about a plan built over many years.
Begin researchingA preparation page, not a residence or filing determination. Filing is not currently available.
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Your cross-border tax questions.
Describe retirement income by payer and arrangement, rather than one total. Include the decisions still ahead, such as the timing of a payment or a change to an account.
- Which US citizenship and UK residence questions need review?
- How should I discuss each pension or retirement payment separately?
- What should I understand before changing the timing or form of a withdrawal?
Make the next conversation easier
Records for your tax review.
Keep these in your own records. You do not need to send Treaty documents, amounts or personal details.
- Pension and retirement-account documents
- Payment schedules and statements
- Planned housing and travel arrangements
Your next step in tax research.
Put together an income-source inventory and a list of decisions you have not yet made. Review those decisions with a US–UK adviser before acting.
Official tax guidance
Use the tax authorities’ guidance for the period and circumstances you are reviewing. These links are starting points, not an answer about your own position.
Want to organise your wider UK–US questions?
The preliminary diagnostic asks you to confirm your own context. Visiting this page does not fill in any answers.
Explore the UK–US diagnosticPreliminary only—not tax advice. No email, documents or exact amounts required.